Financial disclosure is mandatory in divorce—both spouses must reveal their complete financial picture. This includes income (pay stubs, tax returns), assets (bank accounts, retirement, property), debts (credit cards, loans, mortgages), and monthly expenses. Hiding assets or providing false information can result in severe penalties. Use this checklist to gather everything you need.
Last updated: February 2026 • Reviewed by Divorce.law Legal Team
Courts can only divide property fairly when they know what exists. Complete disclosure ensures neither spouse is cheated.
Child support and alimony are based on actual income and expenses. Accurate disclosure ensures correct calculations.
Most states mandate disclosure under penalty of perjury. It's not optional—both parties must comply.
Hidden assets can void settlements, result in contempt charges, and lead to the hiding spouse losing a larger share.
Begin gathering documents before you file for divorce. Once you file, your spouse will know and may become less cooperative. Having copies of all financial documents protects you.
Pro Tip:
Make copies of everything and store them securely (safety deposit box, trusted family member, or secure cloud storage). Don't take original documents that belong to both of you.
Financial disclosure is under oath. Hiding assets, underreporting income, or providing false information can result in:
Financial disclosure requirements and forms vary by state. Some states have automatic disclosure requirements while others require formal discovery requests. Victoria AI guides you through your state's specific process.
Find your state's disclosure requirementsVictoria AI helps you create a complete financial inventory, organizes your documents, and generates the required disclosure forms for your state.