Filing Checklist

Divorce Checklist for New Jersey

Step-by-Step Filing Guide

Last updated: . Reviewed every 3 months.

Estimated Timeline

6-12 weeks for a simple uncontested divorce with no children, 3-6 months for an uncontested divorce with children, and 8-12 months for a contested divorce in New Jersey. There is no mandatory waiting period — the divorce is final when the judge signs the Final Judgment of Divorce.

Uncontested vs. Contested Divorce in New Jersey

Comparison of uncontested and contested divorce in New Jersey
FactorUncontestedContested
AgreementBoth spouses agree on all termsDisputes require court resolution
TimelineShorter — often 2-4 monthsLonger — 6 months to 2+ years
CostLower — filing fees + minimal attorney timeHigher — discovery, hearings, trial preparation
ComplexitySimpler — fewer court appearancesComplex — multiple hearings and motions
1

Pre-Filing Steps

1

Verify Residency Requirements

Required

New Jersey requires at least one spouse to have been a bona fide resident of the state for 12 consecutive months immediately before filing a divorce complaint, as mandated by N.J.S.A. 2A:34-10. The sole exception applies when adultery is the ground for divorce, in which case no minimum residency period is required. You must be prepared to prove residency through documentation such as a lease, mortgage statement, utility bills, or a New Jersey driver's license showing continuous residence. File your complaint in the Superior Court, Chancery Division, Family Part in the county where either you or your spouse resided when the grounds for divorce arose. If you moved to New Jersey after the marital problems began, you must still satisfy the full 12-month residency requirement before the court will accept jurisdiction over your case.

Documents Needed

  • New Jersey driver's license or state-issued ID
  • Utility bills showing New Jersey address for 12+ months
  • Lease agreement or mortgage statement
  • Employment records showing New Jersey employment
  • Voter registration confirmation

Start counting your residency from the day you physically moved to New Jersey, not from when you obtained a driver's license or registered to vote. The court may request proof of continuous residence, so retain all dated correspondence sent to your New Jersey address.

2

Determine Grounds for Divorce

Required

New Jersey recognizes both no-fault and fault-based grounds for divorce under N.J.S.A. 2A:34-2. The most commonly used no-fault ground is irreconcilable differences, which requires that the differences have existed for at least 6 months and that there is no reasonable prospect of reconciliation. The second no-fault option is separation for 18 or more consecutive months. Fault-based grounds include adultery, extreme cruelty (with a mandatory 3-month cooling period after the last act of cruelty per N.J.S.A. 2A:34-2(c)), willful desertion for 12 or more months, addiction or habitual drunkenness for 12 consecutive months, institutionalization for mental illness for 24 consecutive months, and imprisonment for 18 or more consecutive months after marriage. Selecting irreconcilable differences is the simplest path and avoids the burden of proving fault.

Documents Needed

  • Written summary of grounds for divorce
  • Evidence supporting fault grounds (if applicable)
  • Separation agreement or documentation of separation date (if using 18-month separation ground)

Irreconcilable differences is the most common ground and eliminates the need to prove misconduct. If you choose extreme cruelty, you must wait 3 months from the date of the last alleged act of cruelty before filing your complaint, per N.J.S.A. 2A:34-2(c).

3

Gather Essential Personal and Financial Documents

Required

Before filing, assemble all personal identification documents and financial records you will need throughout the divorce process. New Jersey Court Rule 5:5-2 requires both parties to file a Case Information Statement (Form CN 10482) disclosing detailed financial information, including income, monthly expenses, assets, and liabilities. Collecting these records in advance will prevent delays once litigation begins. You will need your marriage certificate, birth certificates for any minor children, the last 3 years of federal and state tax returns with all W-2s and 1099s, recent pay stubs covering at least the past 8 weeks, bank and investment account statements for the past 12 months, retirement account statements, real estate deeds and mortgage statements, vehicle titles, and credit card statements. Organize documents by category and make copies of everything, keeping originals in a secure location outside the marital home.

Documents Needed

  • Certified copy of marriage certificate
  • Birth certificates for minor children
  • Last 3 years of federal and state tax returns with W-2s and 1099s
  • Last 8 weeks of pay stubs for both spouses
  • 12 months of bank statements for all accounts
  • Retirement and investment account statements
  • Real estate deeds and mortgage statements
  • Vehicle titles and registration
  • Credit card and loan statements
  • Insurance policy declarations pages

If you cannot access shared financial records, your attorney can obtain them through formal discovery under Rule 5:5-1 after filing. Low-income individuals can contact Legal Services of New Jersey at 1-888-576-5529 (https://www.lsnj.org/) for free legal assistance with document preparation.

4

Create a Safety Plan If Domestic Violence Is Involved

Optional

If you are experiencing domestic violence, prioritize your safety before initiating divorce proceedings. New Jersey's Prevention of Domestic Violence Act, N.J.S.A. 2C:25-17 et seq., provides immediate protection through temporary restraining orders (TROs) available 24 hours a day from the Superior Court during business hours or from municipal court after hours. A TRO can grant you exclusive possession of the marital home, temporary custody, and emergency financial support. The NJ Domestic Violence Hotline at 1-800-572-7233 provides confidential crisis counseling, safety planning, and shelter referrals around the clock. The NJ Coalition to End Domestic Violence (https://njcedv.org) maintains a statewide shelter finder at https://njcedv.org/programs. If a restraining order is in place, you are exempt from mandatory mediation under Rule 1:40-5, and you may be excused from the Parent Education Program under N.J.S.A. 2A:34-12.5.

Documents Needed

  • Police reports documenting domestic violence incidents
  • Photographs of injuries or property damage
  • Medical records from emergency room visits or treatment
  • Copies of any existing restraining orders
  • Safe mailing address for court correspondence

Call the NJ Domestic Violence Hotline at 1-800-572-7233 for immediate help. If you have a temporary or permanent restraining order, the court will not require you to attend mediation with your spouse (Rule 1:40-5). The NJ Coalition to End Domestic Violence at https://njcedv.org/programs can connect you with local shelters and legal advocates.

2

Filing Steps

1

Prepare and File the Complaint for Divorce

Required

Draft and file a Complaint for Divorce with the Superior Court of New Jersey, Chancery Division, Family Part in your county of venue. The complaint must include a Certification of Verification and Non-Collusion, stating the factual basis for your grounds under N.J.S.A. 2A:34-2 and certifying the action is not brought by collusion. You must pay a filing fee of $300.00 at the time of filing. Filing can be done electronically through the Judiciary Electronic Document Submission (JEDS) system at njcourts.gov, in person at the courthouse, or by mail with a check or money order payable to 'Treasurer, State of New Jersey.' When filing electronically, each document must be uploaded as a separate PDF file not exceeding 35 megabytes. The court will assign a docket number upon acceptance. If filing in person, bring two copies of all documents plus one copy for your records.

Documents Needed

  • Complaint for Divorce with Certification of Verification and Non-Collusion
  • Summons
  • Filing fee of $300.00 (check, money order, or credit card for JEDS)

If you cannot afford the $300.00 filing fee, file Form CN 11208 (General Fee Waiver) to request a fee waiver based on financial hardship. JEDS electronic filing is available 24/7 and provides faster processing than in-person or mail filing. Legal Services of New Jersey (1-888-576-5529, https://www.lsnj.org/) sells a complete divorce kit with instructions and forms for $25.

2

File the Confidential Litigant Information Sheet

Required

File the Confidential Litigant Information Sheet (Form CN 10486) simultaneously with your Complaint for Divorce, as required by N.J.S.A. 2A:17-56.60. This form was revised effective November 8, 2024, and the current version must be used. The CLIS contains sensitive personal information including Social Security numbers, dates of birth, driver's license numbers, and medical information for both parties and any minor children. This information is kept confidential by the court and is not shared with the opposing party. Section 1 covers basic personal identifiers for both spouses. Section 2 must be completed if the case involves alimony, child support, custody, or parenting time, including health insurance information for children. Section 3 requires your signature certifying accuracy under penalty of perjury. If you fail to file the CLIS, the court will issue a deficiency notice, and you have 10 days to comply before your pleading may be dismissed.

Documents Needed

  • Confidential Litigant Information Sheet (Form CN 10486)
  • Social Security numbers for both parties and minor children
  • Health insurance information for children (if applicable)

Double-check that you are using the version revised November 2024 or later. If you do not know certain information about your spouse (such as their Social Security number), enter 'unknown' rather than leaving the field blank. The court will not share this form with your spouse.

3

File the Certification of Insurance Coverage

Required

File a Certification of Insurance Coverage at the time of filing your Complaint for Divorce, as required by New Jersey Court Rule 5:4-2(f). This certification must list all insurance policies currently in effect for both parties and any minor children, including health and medical insurance, life insurance, automobile insurance, homeowner's or renter's insurance, disability insurance, and any other active policies. For each policy, provide the insurance company name, policy number, named insured, beneficiaries, and type of coverage. You are signing this certification under oath, meaning all information must be accurate and complete. Under New Jersey court rules, both parties are required to maintain all existing insurance coverage pending further court order. Failure to maintain coverage or provide accurate information may result in sanctions. This document ensures neither party unilaterally cancels insurance that protects the family during the divorce proceedings.

Documents Needed

  • Certification of Insurance Coverage
  • Declarations pages from all active insurance policies
  • Health insurance cards and enrollment documents
  • Life insurance policy documents with beneficiary designations

Contact your insurance agents to obtain current declarations pages for all policies. Do not cancel or modify any insurance coverage after filing without a court order. If your spouse is the primary policyholder, request copies of all policy documents in advance of filing.

4

File the CDR Certification

Required

File the Self-Represented Litigant Certification of Notification of Complementary Dispute Resolution Alternatives (Form CN 10889) with your Complaint for Divorce if you are proceeding without an attorney. This certification confirms that you have been informed about alternative dispute resolution options available through the New Jersey courts, including mediation, arbitration, and the Early Settlement Panel program under Court Rule 1:40. New Jersey strongly encourages parties to resolve divorce disputes through CDR programs before proceeding to trial. The court's Complementary Dispute Resolution program offers custody and parenting time mediation under Rule 1:40-5(a) and post-Early Settlement Panel economic mediation under Rule 1:40-5(b). Understanding these options at the outset helps set expectations for the litigation process. If you are represented by an attorney, your attorney handles this certification requirement. Filing this form confirms your awareness of less adversarial resolution pathways and satisfies the court's procedural requirement.

Documents Needed

  • Self-Represented Litigant Certification of CDR Alternatives (Form CN 10889)

Even if you plan to litigate, you should seriously consider mediation. New Jersey courts mandate post-Early Settlement Panel economic mediation under Rule 5:5-6, and the first 2 hours of court-ordered mediation are free. If you are represented by an attorney, they will handle this certification on your behalf.

3

Post-Filing Steps

1

Serve Your Spouse with Divorce Papers

Required

After filing, you must serve your spouse with the Summons, Complaint for Divorce, and all accompanying documents. Under New Jersey Court Rule 4:4-3, the plaintiff cannot personally serve the papers. Service must be made by the county sheriff, a professional process server, or any competent adult over age 18 who is not a party to the case. The most common methods are personal service through the sheriff's office (which charges a fee and provides proof of service directly to the court) or through a private process server. You may also serve by certified mail with return receipt requested, but if your spouse refuses delivery or fails to sign, the service is not valid and you must attempt personal service. You must complete service within 60 days of filing the complaint. After service, the server must file a proof of service or affidavit of service with the court documenting the date, time, and manner of delivery.

Documents Needed

  • Copy of filed Summons with docket number
  • Copy of filed Complaint for Divorce
  • Copies of all filed documents (CLIS excluded — confidential)
  • Proof of Service or Affidavit of Service

Sheriff's service is the most reliable method because the sheriff files proof of service directly with the court. If serving by certified mail, send simultaneously by regular mail as well — under New Jersey rules, if certified mail is refused but regular mail is not returned, simultaneous mailing constitutes valid service. Contact the sheriff's office in the county where your spouse lives or works for current fees and procedures.

2

Wait for Spouse's Response

Required

After personal service, your spouse has exactly 35 days to respond to the Complaint for Divorce. If served by mail, the response deadline extends to 60 days. Under New Jersey court rules, your spouse has three options for responding: file an Answer contesting the allegations in the complaint, file an Answer and Counterclaim raising their own grounds for divorce and additional claims, or file an Appearance acknowledging the complaint without contesting it while preserving the right to be heard on custody, support, alimony, and equitable distribution. If your spouse files an Answer or Appearance, they must also pay a filing fee of $50.00 and file their own Confidential Litigant Information Sheet (Form CN 10486). If your spouse fails to respond within the 35-day period after personal service, you may request entry of default through the court clerk, which allows you to proceed toward a default judgment without their participation.

Documents Needed

  • Filed Answer, Answer and Counterclaim, or Appearance from spouse
  • Respondent's filing fee of $50.00
  • Respondent's Confidential Litigant Information Sheet (Form CN 10486)

If your spouse was served by mail and fails to respond within 60 days, you cannot obtain a default judgment based on mailed service alone — you must re-serve using personal delivery. Keep a calendar reminder for the 35-day deadline so you can promptly request default if no response is filed.

3

File the Case Information Statement

Required

Both parties must file a Case Information Statement (Form CN 10482) as required by New Jersey Court Rule 5:5-2(a) in all contested family actions involving custody, support, alimony, or equitable distribution. The plaintiff should file the CIS with the initial complaint or within 20 days after filing. The defendant must file their CIS within 20 days after filing an Answer or Appearance. The CIS is a comprehensive financial disclosure document containing seven parts: Part A covers personal and case information, Parts B and C detail all employment and income sources, Part D itemizes monthly expenses broken into shelter, transportation, and personal categories, Part E lists all assets and liabilities as a balance sheet, Part F addresses special circumstances, and Part G is a checklist of required attachments. All financial information is certified under oath and subject to perjury penalties. Failure to file the CIS may result in dismissal of your pleadings.

Documents Needed

  • Case Information Statement (Form CN 10482)
  • Three most recent pay stubs
  • Last 3 years of federal and state tax returns
  • W-2s and 1099s for the last 3 years
  • Current bank and investment account statements
  • Pension and retirement account statements
  • Real estate appraisals or tax assessments
  • Monthly expense documentation

The CIS is one of the most critical documents in your divorce — courts rely heavily on it to determine support, alimony, and property distribution. If your financial circumstances change during the case, you must file an amended CIS no later than 20 days before the final hearing. Central Jersey Legal Services (732-249-7600, https://centraljerseylegalservices.org/) may assist eligible low-income residents with CIS preparation.

4

Complete the Parent Education Program

Optional

If you have minor children, both parents must attend the New Jersey Parent Education Program (PEP) within 90 days of filing the divorce complaint, as required by the New Jersey Parent's Education Act, N.J.S.A. 2A:34-12.5. The PEP is a program lasting approximately 2 to 4 hours that covers the impact of divorce on children, effective co-parenting communication strategies, and legal issues related to custody and parenting time. Parents are scheduled for separate sessions and will not attend on the same date. The program is presented by a Custody and Parenting Time Mediator in the county where the case is filed, and both in-person and online options are available. An additional $25 fee may apply for the parent education component. The Final Judgment of Divorce cannot be entered until both parents have completed the PEP. Exemptions are available if you have a temporary or permanent restraining order against the other parent, or if the court finds good cause.

Documents Needed

  • Certificate of completion of Parent Education Program
  • Court notification of scheduled PEP session

This step is mandatory only when minor children are involved. You and your spouse will be assigned to separate sessions. If you are a domestic violence survivor with a restraining order, you are automatically exempt from the PEP. Online attendance options are available for scheduling flexibility. Failure to attend within 90 days may result in sanctions including fines.

5

Participate in Discovery

Required

Discovery is the formal legal process through which both parties exchange financial information and evidence relevant to the divorce. Under New Jersey Court Rule 5:5-1, discovery devices include interrogatories, depositions (excluding family members under age 18), requests for production of documents, and requests for admissions. Discovery must be completed within 90 days of service in cases assigned to the expedited track and within 120 days for standard track cases, per the court's case management order. Parties have 28 days to respond to interrogatories after service. Each party must provide accurate and complete financial information, including tax returns, business records, real estate appraisals, retirement account valuations, and any other documents bearing on equitable distribution, alimony, and child support calculations. Intentionally providing false or incomplete information can result in contempt of court, sanctions, and an unfavorable property distribution.

Documents Needed

  • Interrogatory responses (within 28 days of receipt)
  • Document production requests and responses
  • Business valuations and professional appraisals
  • Updated bank statements and financial records
  • Deposition transcripts (if depositions are taken)

Organize your financial records before discovery begins to avoid delays and additional attorney fees. If you believe your spouse is hiding assets, request subpoenas for bank records, business documents, and tax filings through your attorney. Discovery misconduct — such as concealing assets — can result in the court awarding a greater share of marital property to the honest spouse.

6

Attend the Early Settlement Panel

Required

After discovery is substantially complete, contested cases are scheduled for the Early Settlement Panel (ESP) hearing under New Jersey Court Rule 5:5-5. The ESP is a non-binding settlement conference where both parties and their attorneys present their positions to a panel of two volunteer family law attorneys who are not involved in the case. Each side submits a brief written summary of the disputed issues and their proposed resolutions to the ESP coordinator and panelists at least 5 days before the hearing date. The panel reviews the facts, listens to both sides, and issues non-binding settlement recommendations based on how they believe a judge would likely resolve the case. Many New Jersey divorces settle at or shortly after the ESP hearing. Participation is mandatory once ordered by the court. Failure to submit papers on time or appear may result in case dismissal or an order requiring you to pay the other party's attorney fees under Rule 5:5-5.

Documents Needed

  • ESP submission papers (due 5 days before hearing)
  • Updated Case Information Statement
  • Settlement proposal outlining positions on all disputed issues
  • Supporting documentation for property valuations

The ESP is a powerful settlement opportunity — prepare a reasonable settlement proposal before attending. The panel's recommendations, while non-binding, closely approximate what a judge would order and carry significant persuasive weight. Both parties must attend; failure to appear can result in sanctions.

7

Complete Post-ESP Economic Mediation

Required

If the Early Settlement Panel does not result in a full settlement, the court will order mandatory post-ESP economic mediation under New Jersey Court Rules 5:5-6 and 1:40-5(b). Both parties select a mediator from the court's statewide roster of approved mediators. The first 2 hours of mediation (including 1 hour of preparation and 1 hour of session time) are provided at no cost when the mediator is selected from the court roster. After the initial free session, continued mediation is at the mediator's market rate, typically split equally between the parties unless the court orders a different allocation. Mediation of economic issues covers equitable distribution of marital property, alimony, child support, and any other financial disputes. Both parties must provide accurate financial information to the mediator, including Case Information Statements and appraisal reports. Cases involving active domestic violence restraining orders are exempt from mediation under Rule 1:40-5.

Documents Needed

  • Mediator selection form
  • Updated Case Information Statement (Form CN 10482)
  • Property appraisals and asset valuations
  • Proposed settlement terms

Take advantage of the 2 free hours of mediation by preparing thoroughly in advance — bring organized financial records and a clear settlement proposal. You are not required to continue mediation beyond the mandatory 2-hour minimum if it is not productive. If you qualify as low-income, request a fee waiver for additional mediation hours.

8

Attend Trial or Submit Uncontested Divorce Papers

Required

If all issues are resolved through mediation or negotiation, you may submit an uncontested divorce package for the court's approval. For uncontested divorces finalized without a court appearance, file the Certification for Divorce Papers (Form CN 12620, revised per Directive #01-25 dated March 19, 2025) along with a signed Property Settlement Agreement or Marital Settlement Agreement. The judge reviews the papers and, if satisfied, signs the Final Judgment of Divorce without requiring a hearing. If issues remain contested, the case proceeds to a bench trial before a Family Part judge, where both sides present testimony and evidence. New Jersey's Family Division has a guideline that most divorce cases should be resolved within 12 months of filing. The Final Judgment of Divorce is effective immediately upon entry — there is no mandatory waiting period in New Jersey, and either party may remarry immediately after the judgment is signed.

Documents Needed

  • Certification for Divorce Papers (Form CN 12620) for uncontested cases
  • Property Settlement Agreement or Marital Settlement Agreement
  • Final proposed Judgment of Divorce
  • Qualified Domestic Relations Order (QDRO) if dividing retirement accounts
  • Parenting plan (if minor children are involved)

An uncontested divorce with no children can be finalized in as few as 6 to 12 weeks after filing. The revised Form CN 12620 (effective March 2025) streamlines the uncontested process. Both parties should have their Property Settlement Agreement reviewed by independent counsel before signing. The Final Judgment of Divorce is effective immediately — there is no waiting period to remarry in New Jersey.

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Documents You Will Need

General Documents

Certified copy of marriage certificateRequired

Obtain from the vital records office in the state or country where the marriage occurred, or from the New Jersey Department of Health if married in New Jersey

Birth certificates for all minor childrenRequired

Obtain from the vital records office in the state where each child was born

Prenuptial or postnuptial agreement (if applicable)

Retrieve from your personal records, attorney, or safe deposit box

Prior court orders (custody, support, restraining orders)

Obtain copies from the court clerk in the county where orders were entered

Social Security cards for both spouses and minor childrenRequired

Needed for Confidential Litigant Information Sheet (Form CN 10486)

New Jersey driver's license or state-issued photo IDRequired

Current and valid government-issued identification

Proof of residency (utility bills, lease, mortgage statement)Required

Documentation showing 12 consecutive months of New Jersey residency per N.J.S.A. 2A:34-10

Immigration documents (if applicable)

Green card, visa, or naturalization certificate

Financial Documents

Last 3 years of federal and state income tax returnsRequired

Required attachment for Case Information Statement (Form CN 10482, Part G)

W-2s and 1099s for the last 3 yearsRequired

All wage and income statements filed with tax returns

Last 8 weeks of pay stubsRequired

Most recent consecutive pay stubs showing year-to-date earnings

12 months of bank statements for all accountsRequired

Checking, savings, money market, and certificates of deposit — all accounts in either or both names

Retirement account statements (401k, IRA, pension)Required

Most recent quarterly or annual statements for all retirement and pension accounts

Investment and brokerage account statementsRequired

Stocks, bonds, mutual funds, and other investment accounts for the past 12 months

Real estate deeds and mortgage statementsRequired

For all properties owned by either or both spouses, including recent tax assessments

Vehicle titles and loan statementsRequired

For all automobiles, boats, recreational vehicles, and other titled property

Business financial statements and tax returns (if self-employed)

Last 3 years of business tax returns, profit/loss statements, and balance sheets

Credit card statements for the past 12 monthsRequired

All credit accounts in either or both names showing balances and payment history

Life insurance policy documentsRequired

Policy declarations showing face value, cash surrender value, beneficiaries, and premium amounts

Health insurance enrollment documentsRequired

Current coverage details for both spouses and minor children, needed for Certification of Insurance Coverage

Student loan and personal loan statementsRequired

Current balances and payment terms for all outstanding debts

Key Deadlines & Timeframes

Key divorce deadlines and timeframes
EventDeadline
Serve divorce papers on spouseWithin 60 days of filing the Complaint
Respondent must file Answer, Counterclaim, or Appearance35 days after personal service (60 days if served by mail)
File Case Information Statement (plaintiff)With Complaint or within 20 days of filing
File Case Information Statement (defendant)Within 20 days after filing Answer or Appearance
Complete Parent Education ProgramWithin 90 days of filing the Complaint
Complete discovery (expedited track)90 days from date of service
Complete discovery (standard track)120 days from date of service
Respond to interrogatories28 days after service of interrogatories
Submit ESP papers to panelists5 days before Early Settlement Panel hearing
File amended CIS before final hearing20 days before the final hearing date
Target case resolutionWithin 12 months of filing

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