Divorce.law

Divorce Calculators & Financial Planning Tools

CDFA-level financial tools powered by Victoria AI — not static wizards or rough estimates. Victoria walks you through each calculation conversationally, taps into jurisdiction-specific statutes and guidelines, and explains results in plain language with real citations.

Child Support Calculator

Calculate child support using your state's actual statutory formula. Income shares, percentage of income, and Melson formula models covered for all 50 states and Canadian federal guidelines.

Most searched divorce tool in the US

Alimony / Spousal Support Estimator

Estimate spousal support based on your jurisdiction's specific factors and guidelines. Duration, amount, and modification rules explained with statutory citations.

Jurisdiction-specific formulas

Divorce Cost Estimator

Understand the full cost of divorce in your state -- filing fees, attorney costs, mediation vs. litigation, and hidden expenses. Based on real filing fee data and local attorney rates.

Filing fees from court records

Property Division Calculator

Learn how marital property is divided in your state. Community property vs. equitable distribution, separate property rules, and asset classification guidance.

Community property vs. equitable distribution

Divorce Timeline Estimator

Estimate how long your divorce will take based on your jurisdiction's waiting periods, residency requirements, and whether your case is contested or uncontested.

Waiting periods & residency requirements

Financial Affidavit Builder

Build your financial affidavit (statement of net worth) with Victoria's guidance. She'll walk you through income, expenses, assets, and liabilities — the mandatory disclosure form required in virtually every divorce.

Required in virtually every divorce case

Tax Impact Calculator

Understand how divorce changes your taxes. Victoria analyzes filing status changes, alimony tax treatment, capital gains on asset transfers, dependency exemptions, and retirement distribution penalties.

Filing status, capital gains & alimony tax rules

Social Security Divorce Benefits Calculator

Find out if you qualify for Social Security benefits based on your ex-spouse's record. Victoria explains the 10-year marriage rule, benefit amounts, remarriage impact, and how to maximize your claim.

The 10-year marriage rule explained

Post-Divorce Budget Planner

Plan your financial life after divorce. Victoria helps you build a realistic monthly budget accounting for single-income housing, insurance changes, child-related costs, and new expenses you may not have considered.

Build a realistic single-income budget

Retirement & QDRO Calculator

Understand how retirement accounts are divided in divorce. Victoria explains QDROs, 401(k) splits, pension valuations, IRA transfers, and early withdrawal penalties — with jurisdiction-specific rules.

401(k), pension & IRA division rules

Hidden Assets Checklist

Protect yourself during discovery. Victoria guides you through a comprehensive financial investigation checklist — tax returns, business interests, cryptocurrency, offshore accounts, and the red flags CDFAs look for.

CDFA-level financial discovery guidance

Mortgage Qualification Estimator

Find out if you can afford to keep the house. Victoria estimates your post-divorce mortgage qualification based on single income, alimony/support received, debt-to-income ratios, and current rates.

Can you afford to keep the house?

Canadian Divorce Tools

Purpose-built for Canada's federal and provincial family law frameworks — the Divorce Act, Federal Child Support Guidelines, Spousal Support Advisory Guidelines, and provincial property regimes.

Canadian Child Support Calculator

Calculate child support using Canada's Federal Child Support Guidelines (2025 tables). Province-specific table amounts, Section 7 special expense sharing, and the 40% shared parenting time threshold — including Quebec's separate model.

Federal Child Support Tables (2025)

Canadian Spousal Support (SSAG) Estimator

Estimate spousal support using the Spousal Support Advisory Guidelines. Low/mid/high ranges for both amount and duration, with-child and without-child formulas, the Rule of 65 for indefinite support, and tax-deductible/taxable treatment unique to Canada.

SSAG low/mid/high range estimates

Ontario Net Family Property Calculator

Calculate your equalization payment under Ontario's Family Law Act. Net Family Property comparison for each spouse, the matrimonial home exception, RRSP pre-tax adjustments, pension Family Law Values, and excluded property rules.

Ontario Family Law Act equalization

CPP Credit Split Estimator

Estimate the impact of Canada Pension Plan credit splitting (DUPE) on future retirement benefits. Understand which provinces allow opt-out, how credits are divided during marriage, and the permanent, irreversible nature of the split.

Division of Unadjusted Pensionable Earnings

Canadian Parenting Time Calculator

Calculate each parent's parenting time percentage and determine whether the 40% shared parenting threshold is met under the Federal Child Support Guidelines — which triggers the set-off formula instead of the table amount.

40% shared parenting threshold

RRSP, TFSA & RESP Division Tool

Compare the after-tax value of RRSPs, TFSAs, and RESPs for property division. RRSP pre-tax notional adjustments, TFSA full-value treatment, RESP CESG grant implications, and tax-free rollover rules (Form T2220) on marriage breakdown.

After-tax registered account comparison

Canadian Divorce Mortgage Stress Test

Determine if you can qualify to keep the family home on a single income under Canada's B-20 mortgage stress test. GDS/TDS ratio analysis, stress test rate calculations, and how spousal/child support income qualifies.

CMHC B-20 stress test qualification

Quebec Family Patrimony Calculator

Calculate the division of family patrimony (patrimoine familial) under Quebec's Civil Code. Equal division of family residences, vehicles, registered retirement plans, and pension benefits — the civil law approach unique to Quebec.

Quebec Civil Code patrimoine familial

Why Use Victoria-Powered Calculators?

Most online divorce calculators use oversimplified formulas that ignore the nuances of your state's laws. Our calculators are different:

  • Statutory precision -- calculations cite real statutes, not generic approximations
  • 64 jurisdictions -- every US state, DC, and all 13 Canadian provinces and territories
  • Conversational -- Victoria asks clarifying questions and explains results in plain language
  • Attorney connection -- get connected with a local divorce attorney who can review your specific situation