Filing Checklist

Divorce Checklist for Virginia

Step-by-Step Filing Guide

Last updated: . Reviewed every 3 months.

Estimated Timeline

4-8 months for an uncontested divorce without minor children (6-month separation plus 1-2 months for court processing), 14-20 months for an uncontested divorce with minor children (12-month separation plus 2-8 months for court processing), and 18-36 months for a contested divorce in Virginia depending on the complexity of property division, custody disputes, and court scheduling

Uncontested vs. Contested Divorce in Virginia

Comparison of uncontested and contested divorce in Virginia
FactorUncontestedContested
AgreementBoth spouses agree on all termsDisputes require court resolution
TimelineShorter — often 2-4 monthsLonger — 6 months to 2+ years
CostLower — filing fees + minimal attorney timeHigher — discovery, hearings, trial preparation
ComplexitySimpler — fewer court appearancesComplex — multiple hearings and motions
1

Pre-Filing Steps

1

Verify Virginia Residency Requirements

Required

Virginia Code § 20-97 requires that at least one spouse must have been an actual bona fide resident and domiciliary of the Commonwealth for a minimum of six months immediately preceding the filing of the divorce suit. This is a jurisdictional prerequisite — a court will dismiss a case if the petitioner cannot establish proper residency. Gather documentation proving your Virginia domicile, including a valid Virginia driver's license showing your current address, utility bills, lease or mortgage statements, voter registration, and employment records. Military personnel stationed in Virginia for six months or more are presumed domiciled under § 20-97. Your spouse does not need to be a Virginia resident for the court to have jurisdiction, but at least one party must meet this six-month threshold. Keep copies of all residency documentation organized because the court may require verification at the final hearing or in your sworn affidavit.

Documents Needed

  • Valid Virginia driver's license showing current address
  • Utility bills (electric, gas, water) in your name at a Virginia address
  • Lease or mortgage statement for Virginia residence
  • Virginia voter registration card
  • Employment verification showing Virginia workplace

Military service members should review the special domicile provisions under VA Code § 20-97 for Armed Forces personnel. If you recently moved to Virginia, ensure you have documentation covering the full six-month period before filing.

2

Satisfy the Mandatory Separation Period

Required

Virginia requires a mandatory separation period before you can file a no-fault divorce. Under VA Code § 20-91(A)(9)(a), if you have minor children from the marriage, you and your spouse must live separate and apart without cohabitation and without interruption for a minimum of one year. If you have no minor children and have executed a written property settlement agreement, the separation period is reduced to six months under the same statute. Living separate and apart means maintaining separate residences — you cannot simply sleep in different rooms. Any resumption of cohabitation during the separation period restarts the clock entirely. Document your separation date carefully by changing your address with the post office, establishing separate bank accounts, and informing close family or friends who can verify the date. For fault-based divorces under § 20-91(A)(1)-(6), there is no mandatory separation waiting period before filing.

Documents Needed

  • New lease or mortgage document establishing separate residence
  • Change of address confirmation from USPS
  • Separate bank account statements showing date opened
  • Written statement of separation date signed by both parties (recommended)

If you cannot afford separate housing, consult with an attorney about whether living in separate areas of the same home may qualify under Virginia case law. Central Virginia Legal Aid Society (1-866-534-5243, https://cvlas.org/) provides free consultations for qualifying low-income individuals.

3

Draft and Execute a Property Settlement Agreement

Optional

A Property Settlement Agreement is a written contract between you and your spouse that divides all marital property, assigns debts, and resolves issues including spousal support, child custody, visitation, and child support. Under VA Code § 20-109.1, the court may affirm, ratify, and incorporate the PSA into the final divorce decree, making it enforceable as a court order. Both parties must sign the agreement, and signatures must be notarized. The PSA is required if you want to qualify for the shorter six-month separation period when no minor children are involved. Even when not legally required, a comprehensive PSA significantly streamlines the divorce process and allows you to proceed with an uncontested filing. Address all major categories: real property division, personal property allocation, vehicle titles, retirement account division under VA Code § 20-107.3, bank and investment accounts, debt assignment, and any spousal or child support terms. Under VA Code § 20-155, a reconciliation after signing abrogates the agreement unless the agreement states otherwise.

Documents Needed

  • Drafted Property Settlement Agreement
  • Notarized signatures of both parties
  • Complete inventory of marital assets and debts
  • Current mortgage and loan statements
  • Retirement account statements (401(k), IRA, pension)

The Virginia State Bar offers a brochure on finances in divorce at https://vsb.org. Even if you draft the agreement yourselves, have an attorney review it before signing. A PSA is essential for the six-month separation track when there are no minor children. The Virginia Lawyer Referral Service (https://vsb.org/Site/Site/legal-help/vlrs.aspx) can connect you with a family law attorney.

4

Gather Required Financial Records

Required

Virginia's equitable distribution framework under VA Code § 20-107.3 requires full financial disclosure from both parties to classify, value, and divide marital property fairly. Begin collecting financial records as early as possible — ideally before physical separation — because access to shared documents becomes significantly harder after one spouse moves out. You will need at least three years of federal and state tax returns, current pay stubs from all employers, bank statements for every account (joint and individual) covering the past 12 months, credit card statements, mortgage documents, vehicle titles and loan statements, retirement account statements including 401(k), IRA, and pension documents, life insurance policies, business ownership documents or partnership agreements, and documentation of any separate property you claim is not subject to division. The court considers factors including monetary and nonmonetary contributions of each spouse, the duration of the marriage, and the tax consequences of any proposed distribution when making equitable distribution decisions.

Documents Needed

  • Last 3 years of federal and state tax returns
  • Current pay stubs (last 3 months)
  • 12 months of bank statements for all accounts
  • 12 months of credit card statements
  • Mortgage statement and property tax records
  • Vehicle titles and auto loan statements
  • Retirement account statements (401(k), IRA, pension)
  • Life insurance policy declarations
  • Business ownership documents or partnership agreements
  • Student loan and personal loan statements

Make copies of all shared financial documents before separation. If your spouse controls the finances, you can request records directly from banks and financial institutions where you are listed as an account holder. The Virginia State Bar recommends consulting both an attorney and a financial adviser before signing any agreements.

5

Create a Safety Plan If Domestic Violence Is Present

Optional

If you are experiencing domestic violence, your safety must come first before initiating any divorce proceedings. Virginia law provides multiple protective mechanisms. You may petition for a protective order under VA Code § 16.1-279.1 through your local Juvenile and Domestic Relations District Court, which can grant emergency orders within 24 hours. Contact the Virginia Sexual and Domestic Violence Action Alliance hotline at 1-800-838-8238 for immediate safety planning, shelter referrals, and legal advocacy. The alliance's shelter finder at https://vsdvalliance.org/get-help-ayuda can locate safe housing near you. Virginia Code § 20-124.4 specifically requires courts to consider a history of family abuse before referring parties to mediation, and courts cannot force mediation when domestic violence is present. Document incidents of abuse including dates, photographs of injuries, police reports, and medical records, as this evidence may support fault-based divorce grounds under VA Code § 20-91(A)(1) for cruelty. Keep all safety documentation in a secure location outside the home.

Documents Needed

  • Protective order petition (available at JDR District Court)
  • Police reports documenting incidents
  • Medical records of injuries
  • Photographs of injuries with dates
  • Text messages or written communications showing threats

If you are in immediate danger, call 911. The Virginia Sexual & Domestic Violence Action Alliance (https://vsdvalliance.org) provides 24/7 support at 1-800-838-8238. Legal Services of Northern Virginia (703-778-6800, https://lsnv.org/) and Southwest Virginia Legal Aid Society (1-866-534-5243, https://svlas.org/) offer free legal help for domestic violence survivors regardless of income level.

2

Filing Steps

1

Prepare the Complaint for Divorce

Required

Virginia does not provide a standardized statewide complaint form — you must draft the Bill of Complaint (also called Complaint for Divorce) yourself or use templates from your local circuit court clerk's office or the Virginia Legal Aid self-help tool at https://selfhelp.vacourts.gov/page/8/divorce. The complaint must state the grounds for divorce (no-fault under VA Code § 20-91(A)(9)(a) citing the applicable separation period, or fault-based grounds under § 20-91(A)(1)-(6)), establish jurisdiction under VA Code § 20-97, identify any minor children of the marriage, and request specific relief such as equitable distribution under § 20-107.3, spousal support under § 20-107.1, child custody under § 20-124.2, and child support under § 20-108.2. You must also prepare Form CC-1426, the Addendum for Protected Identifying Information — Confidential, which captures social security numbers, dates of birth, and financial account numbers that must be removed from the public complaint per VA Code § 20-121.03. Prepare at least two copies of all documents.

Documents Needed

  • Complaint for Divorce (Bill of Complaint) — drafted by filer or attorney
  • Form CC-1426 — Addendum for Protected Identifying Information (Confidential)
  • Certified copy of marriage certificate
  • Property Settlement Agreement (if applicable)

Virginia Legal Aid's free online interview tool at https://www.valegalaid.org/resource/virginia-do-it-yourself-divorce-instructions generates court-ready pleadings for qualifying uncontested cases. Some county clerks' offices (e.g., Fairfax, Virginia Beach, Prince William) provide local pro se divorce packets with sample complaint language. Always verify your county's specific local requirements.

2

File the Complaint at the Circuit Court Clerk's Office

Required

File your Complaint for Divorce at the Circuit Court in the city or county where either you or your spouse resides, or where the parties last cohabited. Under VA Code § 8.01-261, the circuit court has exclusive original jurisdiction over divorce cases — you cannot file in General District Court or Juvenile and Domestic Relations Court. Submit the original complaint, one copy for service, Form CC-1426 (Addendum for Protected Identifying Information), and the filing fee. The base filing fee is approximately $86, though the exact amount varies by county (typically $60 base fee plus a $12 service fee plus county surcharges, per VA Code § 17.1-275). If you are requesting a name change, add a $26 recording fee. Many Virginia circuit courts accept electronic filing through the Virginia Judiciary Electronic Filing System at https://www.vacourts.gov/online/vjefs/home. The clerk will assign a case number and stamp your documents as filed. Retain your stamped copy for your records.

Documents Needed

  • Original Complaint for Divorce plus one copy for service
  • Form CC-1426 — Addendum for Protected Identifying Information (Confidential)
  • Filing fee payment ($86 approximately — cash, certified check, or money order)
  • Property Settlement Agreement (if applicable, original plus copy)

If you cannot afford the filing fee, apply for a fee waiver using Form CC-1414 (Petition for Proceeding in Civil Case Without Payment of Fees or Costs) or Form CC-1421 (Petition for Proceeding in a No-Fault Divorce Without Payment of Fees and Costs). Information on fee waivers is available at https://selfhelp.vacourts.gov/page/14/filing-fees-waivers. Central Virginia Legal Aid Society (1-866-534-5243, https://cvlas.org/) can help with fee waiver applications.

3

Serve Your Spouse with the Divorce Complaint

Required

After filing, you must serve your spouse with a copy of the Complaint for Divorce. Virginia law under VA Code § 20-99.2 authorizes service by any method permitted under § 8.01-296, including personal service by the sheriff or a private process server (any person age 18 or older who is not a party to the case). If your spouse resides in Virginia, request the clerk to prepare a summons and the sheriff's office will serve the documents for an additional service fee. Alternatively, your spouse may voluntarily accept service by signing Form CC-1406 (Acceptance/Waiver of Service of Process) before a notary public or deputy clerk, pursuant to VA Code § 20-99.1:1 — this is the simplest method for uncontested divorces. Form CC-1406 cannot be signed before the complaint is filed. If your spouse lives outside Virginia, use Form CC-1407 (Service Other Than by Virginia Sheriff) to document service by an out-of-state process server. If your spouse cannot be located, you may request service by publication under VA Code § 8.01-316.

Documents Needed

  • Form CC-1406 — Acceptance/Waiver of Service of Process (if spouse agrees to accept service)
  • Form CC-1407 — Service Other Than by Virginia Sheriff (if using private process server or out-of-state service)
  • Summons prepared by the clerk (if service by sheriff)
  • Affidavit for Service by Publication (if spouse cannot be located — Form CC-1418)

Having your spouse sign Form CC-1406 is the fastest and least expensive service method for uncontested cases. The form must be notarized and can only be signed after the complaint has been filed with the clerk. If your spouse is avoiding service, consult an attorney about alternative service methods under VA Code § 8.01-316.

3

Post-Filing Steps

1

Wait for Your Spouse's Response

Required

After service of the Complaint for Divorce, your spouse has 21 days from the date of service to file an Answer, or an Answer and Cross-Bill, with the circuit court pursuant to VA Code § 8.01-296. If your spouse files an Answer, they may admit or deny the allegations in your complaint. If they file a Cross-Bill, they are asserting their own claims or counterclaims for relief. Under VA Code § 20-99, if your spouse fails to file a responsive pleading within the 21-day period and was personally served under § 8.01-296(1), no further notice is required and the court may enter orders and a final decree without additional service on the defendant. However, default in a Virginia divorce case is not as consequential as in other civil cases — courts generally grant leave to file a late answer liberally to serve the ends of justice. If your case is uncontested and your spouse signed Form CC-1406 waiving service, the 21-day response period still applies, but a formal answer is typically unnecessary.

Documents Needed

  • Filed Answer from spouse (if contested)
  • Cross-Bill from spouse (if filing counterclaims)
  • Form CC-1406 confirmation (if service was waived)

If your spouse does not respond within 21 days and the case is uncontested, you may proceed with the finalization process. If the case becomes contested, consider the Virginia court mediation program — information available at https://www.vacourts.gov/courtadmin/aoc/djs/programs/drs/mediation/home. Courts may refer custody and visitation disputes to a free dispute resolution orientation session under VA Code § 20-124.4.

2

Complete Financial Discovery (Contested Cases)

Optional

In contested divorces, the discovery phase allows both parties to gather comprehensive financial information necessary for equitable distribution under VA Code § 20-107.3. Discovery tools include interrogatories (written questions requiring sworn answers within 21 days under Virginia Supreme Court Rule 4:8), requests for production of documents (requiring production within 21 days under Rule 4:9), depositions of parties and third-party witnesses, and subpoenas to financial institutions for account records. Each party typically must complete a Monthly Income and Expense Statement and Financial Affidavit detailing all income, living expenses, assets, and liabilities. Virginia courts classify property as marital, separate, or hybrid, then value and distribute it equitably — not necessarily equally. Full financial disclosure is legally required, and dishonesty in financial disclosures can constitute perjury, result in sanctions, and lead to a significantly less favorable distribution decision by the court. Discovery typically lasts 3 to 6 months in contested cases depending on the complexity of the marital estate.

Documents Needed

  • Interrogatories (written questions to opposing party)
  • Requests for Production of Documents
  • Monthly Income and Expense Statement
  • Financial Affidavit
  • Subpoenas to financial institutions (if needed)
  • Deposition transcripts (if depositions taken)

Organize your financial records chronologically and by category before responding to discovery requests. Incomplete or dishonest disclosures can result in court sanctions and an unfavorable property division outcome. If you need help affording an attorney for discovery, contact Legal Services of Northern Virginia (703-778-6800, https://lsnv.org/) or Southwest Virginia Legal Aid Society (1-866-534-5243, https://svlas.org/).

3

Complete the Parent Education Seminar (If Children Are Involved)

Optional

Virginia Code §§ 16.1-278.15 and 20-103 mandate that both parents attend a Parent Education Seminar when custody, visitation, or child support is contested. The seminar must be at least four hours long and must cover the effects of separation or divorce on children, parenting responsibilities, options for conflict resolution, and financial responsibilities. You must complete the seminar within 12 months before your court appearance or within 45 days after. The seminar fee is capped at $50 by law, and may be reduced based on your financial circumstances. Only programs approved by Virginia's Office of Dispute Resolution Services are accepted — see the approved provider directory at https://www.vacourts.gov/courtadmin/aoc/djs/programs/parented/home. Both in-person and approved online options are available, but verify with your local court whether online seminars are accepted in your jurisdiction. Information shared during the seminar is confidential and cannot be used as evidence. A judge may hold a parent in contempt or refuse to grant the divorce for failure to complete this requirement.

Documents Needed

  • Certificate of Completion from an approved Parent Education Seminar provider
  • Court Order of Referral (if issued by the judge)

Enroll in the seminar early — many programs have waitlists. Verify that your provider appears on Virginia's approved list at https://www.vacourts.gov/courtadmin/aoc/djs/programs/parented/home. Some courts require the in-person version rather than online. The maximum fee is $50 by law, and fee reductions are available based on financial need.

4

Attend Mediation or Settlement Conference (If Ordered or Agreed)

Optional

While mediation is not mandatory under Virginia state law, VA Code § 20-124.4 authorizes circuit court judges to refer parties in custody and visitation disputes to a free dispute resolution orientation session conducted by a certified mediator at no cost to the parties. Some Virginia counties additionally require participation in the Judicial Settlement Conference Program, where a retired circuit court judge facilitates settlement discussions. If you and your spouse voluntarily agree to mediate, you may resolve issues including property division, spousal support, child custody, and child support without a trial. The mediator's fee for court-referred sessions is $100 per appointment, paid by the Commonwealth under VA Code § 16.1-267. Courts will not order mediation when there is a documented history of family abuse — the judge must ascertain this upon motion of a party before making any referral. If mediation does not produce a full agreement, the court will schedule a hearing on any unresolved issues. Virginia law requires that parent education be completed before mediation begins whenever possible.

Documents Needed

  • Mediation agreement (if settlement is reached)
  • Parenting plan (if custody is resolved in mediation)
  • Court referral order (if judge orders orientation session)

Mediation often saves significant time and money compared to a contested trial. Virginia's mediation program information is at https://www.vacourts.gov/courtadmin/aoc/djs/programs/drs/mediation/home. You are never required to agree to anything during mediation — if it fails, you proceed to trial. Courts cannot force mediation when domestic violence is present.

5

Prepare and Submit Final Decree Package

Required

To finalize an uncontested Virginia divorce, you must prepare and submit a package of documents to the circuit court clerk. Virginia offers four methods to finalize under VA Code § 20-106: by affidavit (most common statewide), by deposition, by ore tenus hearing, or by commissioner's hearing. For the affidavit method, prepare a sworn Affidavit of the Plaintiff establishing residency, separation dates, grounds for divorce, and that all statutory requirements are met — as of July 1, 2021, no corroborating witness is required for no-fault divorces. Prepare a proposed Final Decree of Divorce incorporating your Property Settlement Agreement (if any) by reference per VA Code § 20-109.1. Obtain a VS-4 Form from the clerk's office — this Virginia Department of Health statistical form must be completed in black ink with no corrections or white-outs. Submit the original affidavit, proposed decree, VS-4 form, and all supporting documents. A law clerk will review the package for compliance, which typically takes 3 to 4 weeks.

Documents Needed

  • Sworn Affidavit of the Plaintiff (no corroborating witness needed for no-fault since July 2021)
  • Proposed Final Decree of Divorce
  • VS-4 Form (Virginia Department of Health statistical form — completed in black ink)
  • Property Settlement Agreement (original, if applicable)
  • Form CC-1426 — Addendum for Protected Identifying Information (if not previously filed)
  • Name Change Order (if requesting restoration of former name)

The VS-4 form is available only from the clerk's office — it is not online. Complete it carefully in black ink; the clerk cannot accept forms with white-outs or corrections. Some counties (e.g., Arlington) can finalize without a hearing if all documents are correct. Others (e.g., Prince William) schedule ore tenus hearings approximately 2-3 months after filing.

6

Attend the Final Hearing (If Required by Your County)

Optional

Some Virginia circuit courts require an ore tenus (oral testimony) hearing to finalize the divorce, while others will enter the decree based on the affidavit alone. If your county requires a hearing, file a Request for Ore Tenus Hearing — a one-page document requesting the court to schedule a final hearing. Wait at least one week after filing before scheduling to allow the clerk to process your documents. At the hearing, the plaintiff is sworn in and testifies under oath to establish that all statutory requirements for divorce have been met, including residency, separation period, grounds, and that any agreements regarding property, support, and custody are voluntary. The hearing typically lasts less than 15 minutes. The defendant is not required to attend. Under the 2021 amendment to VA Code § 20-106, no corroborating witness is needed for no-fault cases. If the judge is satisfied, the Final Decree of Divorce is signed and entered that day, and the divorce becomes effective immediately. The clerk will provide certified copies of the decree upon request.

Documents Needed

  • Request for Ore Tenus Hearing (if hearing required)
  • All previously filed documents for reference
  • Photo identification for plaintiff
  • Certified copies of Final Decree (request from clerk after entry)

Check with your specific circuit court clerk about whether a hearing is required. In Fairfax County, most uncontested divorces can be finalized by affidavit without a hearing. In Prince William County, ore tenus hearings are typically held every first and third Thursday at 9:00 AM. Prepare a brief outline of your testimony covering residency, separation date, grounds, and children.

7

Update Legal Documents and Records After the Decree

Required

Once the Final Decree of Divorce is entered, take immediate steps to update your legal records and financial accounts. Obtain multiple certified copies of the Final Decree from the circuit court clerk — you will need them for banks, the Social Security Administration, the DMV, insurance companies, and government agencies. If the decree includes a name change, update your Social Security card first (SSA requires a certified decree), then your Virginia driver's license at the DMV, then bank accounts, credit cards, and other records. Update beneficiary designations on life insurance policies, retirement accounts, and transfer-on-death deeds within 30 days — Virginia law under VA Code § 20-111.1 automatically revokes certain beneficiary designations upon divorce, but institutional paperwork still must be updated. If the decree includes a Qualified Domestic Relations Order for retirement account division, submit the QDRO to the plan administrator promptly. Update your estate planning documents including your will, power of attorney, and advance medical directive to remove your former spouse.

Documents Needed

  • Certified copies of Final Decree of Divorce (request 3-5 copies)
  • Updated Social Security card (if name change)
  • Updated Virginia driver's license (if name change)
  • Updated beneficiary designation forms for retirement accounts and insurance
  • Qualified Domestic Relations Order (if retirement accounts are divided)
  • Updated will, power of attorney, and advance medical directive

Order extra certified copies of the decree — most institutions require originals, not photocopies. VA Code § 20-111.1 automatically revokes revocable beneficiary designations naming your former spouse upon divorce, but update paperwork anyway to avoid delays. If your case involved equitable distribution of retirement assets, ensure the QDRO is filed and approved by the plan administrator within 90 days.

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Documents You Will Need

General Documents

Certified Copy of Marriage CertificateRequired

Order from Virginia Department of Health, Office of Vital Records (https://www.vdh.virginia.gov/) or the state/county where the marriage occurred. Cost: approximately $12 per certified copy.

Complaint for Divorce (Bill of Complaint)Required

Self-drafted or prepared using Virginia Legal Aid's online tool at https://www.valegalaid.org/resource/virginia-do-it-yourself-divorce-instructions. No statewide standardized form — some counties offer local templates.

Form CC-1426 — Addendum for Protected Identifying InformationRequired

Available at https://www.vacourts.gov/forms/circuit/cc1426.pdf. Required under VA Code § 20-121.03 to protect social security numbers, dates of birth, and financial account numbers.

Form CC-1406 — Acceptance/Waiver of Service of Process

Available at https://www.vacourts.gov/forms/circuit/cc1406.pdf. Used when defendant voluntarily accepts service. Must be notarized and signed after the complaint is filed.

VS-4 Form (Report of Divorce or Annulment)Required

Statistical form required by the Virginia Department of Health for all divorces. Available only from the circuit court clerk's office — not available online. Must be completed in black ink with no corrections.

Property Settlement Agreement

Signed and notarized agreement between both parties covering property division, debts, support, and custody. Required for the 6-month separation track (no minor children).

Proposed Final Decree of DivorceRequired

Self-drafted or attorney-prepared final order for the judge's signature. Must reference any incorporated PSA per VA Code § 20-109.1.

Sworn Affidavit of the PlaintiffRequired

Establishes residency, separation dates, grounds for divorce, and statutory compliance. No corroborating witness required for no-fault divorces since July 1, 2021 (VA Code § 20-106).

Parenting Plan (if minor children)

Proposed custody and visitation schedule. Required when minor children are involved per VA Code § 20-124.2.

Form CC-1414 or CC-1421 — Fee Waiver Petition

CC-1414: general fee waiver. CC-1421: specific to no-fault divorce fee waiver. Available at https://selfhelp.vacourts.gov/page/14/filing-fees-waivers.

Financial Documents

Last 3 years of federal and state tax returns (including all schedules)Required

Obtain from IRS.gov or your tax preparer. Essential for income verification and equitable distribution under VA Code § 20-107.3.

Last 3 months of pay stubs from all employersRequired

Current income documentation for child support calculations under VA Code § 20-108.2 and spousal support analysis under VA Code § 20-107.1.

12 months of bank statements for all accounts (joint and individual)Required

Checking, savings, money market, and CD accounts. Include all institutions where either spouse holds accounts.

12 months of credit card statementsRequired

Document all marital debt for equitable distribution. Include statements from all joint and individual credit cards.

Mortgage statement and property deedRequired

Current balance, monthly payment, and ownership documentation for all real property. Include home equity line of credit statements.

Vehicle titles, registration, and loan statementsRequired

Current loan balances and fair market value estimates (Kelley Blue Book or NADA) for all vehicles.

Retirement account statements (401(k), 403(b), IRA, pension)Required

Most recent quarterly statements for all retirement accounts. A QDRO may be required to divide these assets.

Life insurance policy declarationsRequired

All life insurance policies listing cash value, beneficiaries, and premium amounts for both whole and term policies.

Business financial statements (if self-employed)

Profit and loss statements, balance sheets, and business tax returns for the last 3 years. Required for income calculation and business valuation.

Monthly Income and Expense StatementRequired

Detailed accounting of all monthly income and living expenses. Typically required in contested cases for support determinations.

Social Security statements

Available at https://www.ssa.gov/myaccount/. Shows projected benefits and earnings history, relevant for long-term marriages.

Key Deadlines & Timeframes

Key divorce deadlines and timeframes
EventDeadline
Residency requirement must be met before filing6 months of Virginia residency before filing
Separation period must be completed (no minor children, with PSA)6 months of living separate and apart
Separation period must be completed (minor children present)12 months of living separate and apart
Respondent must file Answer or Answer and Cross-Bill21 days after service of process
Parent Education Seminar must be completedWithin 12 months before court appearance or 45 days after
Discovery responses due (contested cases)21 days after service of interrogatories or document requests
VS-4 Form must be submittedAt the time of entry of the Final Decree (not at filing)
Court review of final decree package (uncontested)3-4 weeks for law clerk review after submission

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