Divorce Checklist for South Carolina: Everything You Need in 2026

By Antonio G. Jimenez, Esq.South Carolina19 min read

At a Glance

Residency requirement:
If both spouses live in South Carolina, the filing spouse must have resided in the state for at least three months before filing. If only one spouse lives in South Carolina, that spouse must have been a resident for at least one full year before filing (S.C. Code § 20-3-30). Military personnel stationed in South Carolina satisfy the residency requirement.
Filing fee:
$150–$200
Waiting period:
South Carolina uses the Income Shares Model to calculate child support, based on the concept that children should receive the same proportion of parental income they would have received if the parents lived together. The calculation considers both parents' combined gross monthly income, the number of children, custody arrangements, health insurance costs, and childcare expenses. The court may deviate from the guidelines based on specific factors such as shared parenting time or special needs of the child.

As of April 2026. Reviewed every 3 months. Verify with your local clerk's office.

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South Carolina requires a $150 filing fee, a residency period of 3 months to 1 year depending on circumstances, and recognizes 5 grounds for divorce under S.C. Code Ann. § 20-3-10. A no-fault divorce requires 1 full year of continuous separation before filing. Fault-based divorces (adultery, desertion, physical cruelty, habitual drunkenness) may proceed to a final hearing 90 days after filing. This divorce checklist for South Carolina walks you through every step, document, and decision point so you can move through the process with confidence and clarity.

Key FactDetail
Filing Fee$150 (varies by county up to $300)
Waiting Period90 days (fault-based) or 365 days separation (no-fault)
Residency Requirement3 months (both residents) or 1 year (one non-resident)
Grounds for Divorce5 total: 1 no-fault + 4 fault-based
Property DivisionEquitable distribution (15 statutory factors)
Child Custody StandardBest interest of the child (17 factors)
Child Support ModelIncome Shares
Court SystemSouth Carolina Family Court (sccourts.org)

Step 1: Confirm You Meet South Carolina Residency Requirements

South Carolina requires either 3 months or 1 year of residency before you can file for divorce, depending on whether both spouses live in the state. Under S.C. Code Ann. § 20-3-30, when both spouses reside in South Carolina at the time of filing, the plaintiff needs only 3 months of residency. When one spouse lives outside the state, the filing spouse must have resided in South Carolina for at least 1 full year. Military personnel stationed in South Carolina satisfy the residency requirement through continuous physical presence regardless of domicile intent.

Residency verification is one of the first items on any divorce checklist for South Carolina. The Family Court will dismiss your case if residency is not established. Gather the following to prove residency:

  • South Carolina driver's license or state-issued ID
  • Voter registration card showing your South Carolina address
  • Utility bills in your name at a South Carolina address for the required period
  • Lease agreement or mortgage statement for your South Carolina residence
  • South Carolina vehicle registration
  • Tax returns filed with a South Carolina address
  • Military orders assigning you to a South Carolina installation (if applicable)

South Carolina does not have a specific county residency requirement. You may file in the county where either spouse resides. However, the Family Court in the county where the defendant resides is typically the proper venue under S.C. Code Ann. § 20-3-60.

Step 2: Determine Your Grounds for Divorce

South Carolina recognizes 5 statutory grounds for divorce under S.C. Code Ann. § 20-3-10, including 1 no-fault ground and 4 fault-based grounds. Choosing the correct ground affects your timeline, evidence requirements, and potential alimony outcomes. A fault-based divorce can reach a final hearing in as few as 90 days, while a no-fault divorce requires 365 days of continuous separation before filing.

The 5 grounds are:

  1. One year of continuous separation (no-fault): Spouses must live in separate residences for 12 uninterrupted months. Any overnight cohabitation resets the clock to day one. This is the most commonly used ground in South Carolina.
  2. Adultery: Proven through circumstantial evidence showing opportunity and inclination. The burden of proof is preponderance of the evidence. Adultery permanently bars the guilty spouse from receiving alimony under S.C. Code Ann. § 20-3-130.
  3. Desertion for 1 year: One spouse must have abandoned the other without consent, justification, or intent to return for at least 1 full year.
  4. Physical cruelty: Requires evidence of actual or threatened physical violence creating a substantial risk of death or serious bodily harm. Verbal or emotional abuse alone does not qualify.
  5. Habitual drunkenness (or drug use): Includes habitual intoxication caused by alcohol or narcotic drugs that renders the spouse unfit for the duties of marriage.
FactorNo-Fault (Separation)Fault-Based
Separation required1 year continuousNone (except desertion)
Time to final hearing12+ months from separation dateAs few as 90 days from filing
Proof standardLiving apart confirmedPreponderance of evidence
Alimony impactStandard 13-factor analysisAdultery bars alimony for guilty spouse
Typical total timeline14-18 months3-12 months
Attorney fees$5,000-$10,000 (uncontested)$10,000-$25,000+ (contested)

Step 3: Gather All Required Financial Documents

South Carolina Family Court requires full financial disclosure from both parties under Rule 20 of the South Carolina Rules of Family Court, which mandates the exchange of financial declarations within 45 days of filing. Hiding assets or failing to disclose income can result in sanctions, contempt charges, or an unfavorable property division ruling. Begin collecting these documents months before you file.

Financial preparation is the most time-intensive part of any divorce checklist for South Carolina. Courts examine 15 equitable distribution factors under S.C. Code Ann. § 20-3-620, and thorough documentation strengthens your position. Organize these documents into labeled folders:

Income and Employment:

  • Last 3 years of federal and state tax returns (all schedules)
  • Last 6 months of pay stubs for both spouses
  • W-2 and 1099 forms from the last 3 years
  • Documentation of any self-employment income, side businesses, or freelance work
  • Social Security statements showing lifetime earnings

Bank and Investment Accounts:

  • Last 12 months of statements for all checking, savings, and money market accounts
  • Last 12 months of statements for all brokerage and investment accounts
  • Retirement account statements: 401(k), IRA, pension, 403(b), TSP
  • Stock option or RSU documentation from employers
  • Cryptocurrency exchange records and wallet balances

Real Estate and Property:

  • Mortgage statements showing current balance, payment, and interest rate
  • Property tax assessments for all real estate
  • Recent appraisals or comparative market analyses
  • Deeds and title documents
  • Home equity line of credit (HELOC) statements

Debts and Liabilities:

  • Credit card statements for the last 12 months (all accounts)
  • Auto loan and lease agreements
  • Student loan balances and repayment terms
  • Medical debt documentation
  • Personal loan agreements
  • Business debt documentation (if applicable)

Insurance:

  • Health insurance policies and premium costs
  • Life insurance policies (term and whole life) with cash values
  • Auto, homeowner, and umbrella insurance policies
  • Disability insurance policies
  • Long-term care insurance documentation

Step 4: Understand South Carolina Property Division Rules

South Carolina divides marital property using equitable distribution, meaning the court splits assets fairly but not necessarily 50/50. Under S.C. Code Ann. § 20-3-620, Family Court judges weigh 15 statutory factors including the length of the marriage, each spouse's income and earning capacity, contributions as homemaker, and the marital misconduct of either party. The court has wide discretion, and property splits of 55/45 or 60/40 are common depending on the circumstances.

Marital property includes all real and personal property acquired by either spouse during the marriage, regardless of whose name appears on the title. The key date for classification is the date the marital litigation is filed, known as the filing date cutoff. Property owned before marriage, inherited property, and gifts from third parties are generally classified as non-marital (separate) property under S.C. Code Ann. § 20-3-630.

However, separate property can become marital property through transmutation. South Carolina courts recognize transmutation when separate property is: (1) titled jointly, (2) used for marital purposes with intent to treat it as marital, or (3) commingled with marital funds so thoroughly that it becomes untraceable. The burden of proving transmutation falls on the party claiming it.

Property division checklist items:

  • Create a complete inventory of all assets with estimated values
  • Identify each asset as marital, non-marital, or potentially transmuted
  • Obtain formal appraisals for real estate, businesses, and high-value personal property
  • Document the source of funds for each major asset purchase
  • Calculate the marital portion of retirement accounts (often requires a QDRO)
  • List all debts and identify which are marital obligations
  • Photograph or video-record valuable personal property in the marital home

Step 5: Prepare for Child Custody Decisions

South Carolina Family Courts decide custody based on the best interest of the child standard, weighing 17 statutory factors listed in S.C. Code Ann. § 63-15-240. The court examines each parent's capacity to meet the child's developmental needs, the stability of each home environment, any history of domestic violence or substance abuse, and the child's own preferences if the child is mature enough to express them. South Carolina does not have a statutory presumption favoring either parent or joint custody.

South Carolina uses the terms custody and visitation rather than parenting time or decision-making responsibility. Legal custody refers to the right to make major decisions about the child's education, healthcare, and religious upbringing. Physical custody refers to where the child lives on a day-to-day basis. The court may award sole or joint legal custody and sole or joint physical custody in any combination.

Custody preparation checklist:

  • Document your daily involvement in your child's life (school pickups, doctor appointments, extracurricular activities, homework help)
  • Keep a parenting journal showing your caregiving role for at least 3-6 months before filing
  • Research and prepare a proposed parenting plan with a detailed custody schedule
  • Gather school records, medical records, and activity enrollment forms
  • Identify potential witnesses (teachers, coaches, pediatricians) who can attest to your parenting
  • If domestic violence is a factor, obtain a restraining order and document all incidents
  • Consider whether a guardian ad litem appointment would benefit your case (the court may appoint one under S.C. Code Ann. § 63-3-810 at a typical cost of $2,500-$7,500)

Step 6: Calculate Child Support Obligations

South Carolina calculates child support using the Income Shares Model under S.C. Code Ann. § 63-17-470, which bases the obligation on both parents' combined gross monthly income. The 2024 edition of the South Carolina Child Support Guidelines, published by the Department of Social Services, provides the schedule of basic support obligations. For example, two parents with a combined gross monthly income of $10,000 and 2 children would owe approximately $1,667 per month in basic support, divided proportionally based on each parent's share of combined income.

The guidelines consider gross income from all sources, including wages, salaries, commissions, bonuses, self-employment income, rental income, Social Security benefits, and investment income. The court may impute income to an unemployed or underemployed parent based on earning capacity. Adjustments are made for health insurance premiums, work-related childcare costs, and extraordinary medical expenses.

Child support checklist:

  • Calculate your gross monthly income from all sources
  • Gather documentation of your spouse's income (tax returns, pay stubs, business records)
  • Obtain health insurance premium costs for the children
  • Document work-related childcare expenses
  • List any extraordinary medical, educational, or extracurricular expenses
  • Download the South Carolina Child Support Guidelines worksheet from dss.sc.gov
  • Consider using a child support calculator to estimate your obligation before filing

Step 7: Understand Alimony in South Carolina

South Carolina courts may award 5 types of alimony under S.C. Code Ann. § 20-3-130, weighing 13 statutory factors including the duration of the marriage, each spouse's earning capacity, the standard of living during the marriage, and the physical and emotional condition of each party. There is no fixed formula for alimony in South Carolina. A spouse who committed adultery before a formal settlement agreement or court order is permanently barred from receiving alimony.

The 5 types of alimony available in South Carolina are:

  1. Periodic alimony: Ongoing monthly payments that continue until the recipient remarries, either party dies, or the court modifies the order based on a substantial change in circumstances. This is the most common form in long-term marriages (15+ years).
  2. Lump-sum alimony: A fixed total amount paid in one payment or installments. Lump-sum alimony cannot be modified once ordered.
  3. Rehabilitative alimony: Time-limited support to help the recipient gain education, training, or work experience to become self-supporting. Requires the recipient to show a plan for self-sufficiency.
  4. Reimbursement alimony: Compensates a spouse who supported the other through education or career advancement (for example, working to put a spouse through medical school).
  5. Separate maintenance and support: Available without filing for divorce when spouses are living apart.

Alimony preparation checklist:

  • Document the marital standard of living (housing costs, vacations, dining, vehicles, clothing)
  • Calculate your monthly living expenses post-divorce
  • Gather evidence of your spouse's income, assets, and earning capacity
  • Document your own employment history, skills, education, and earning potential
  • If you sacrificed career advancement for the marriage (stayed home with children, relocated for spouse's career), gather documentation
  • Identify any evidence of adultery if seeking to bar your spouse from alimony

Step 8: File Your Divorce Complaint and Serve Your Spouse

Filing a divorce in South Carolina requires submitting a Summons and Complaint to the Family Court clerk in the appropriate county, along with the $150 filing fee. As of March 2026, verify the exact fee with your local clerk, as some counties charge up to $300. The South Carolina Judicial Branch provides self-represented litigant divorce packets at sccourts.org/court-forms for those filing without an attorney. After filing, you must formally serve your spouse within 120 days under Rule 3(b) of the South Carolina Rules of Civil Procedure.

Service of process options in South Carolina:

  • Sheriff's service: The county sheriff delivers the documents to your spouse in person. Cost ranges from $50-$75 depending on the county. This is the most common and least expensive method.
  • Private process server: A licensed process server hand-delivers the documents. Cost ranges from $75-$125. Useful when your spouse is difficult to locate or avoids service.
  • Service by publication: If your spouse cannot be located after diligent search, you may request court permission to publish notice in a newspaper for 3 consecutive weeks. This is a last resort and costs $100-$300 for publication fees.
  • Waiver of service: Your spouse may voluntarily sign an Acceptance of Service form, waiving formal service. This is common in uncontested divorces and costs nothing.

After service, your spouse has 30 days to file an Answer. If no Answer is filed within 30 days, you may seek a default judgment.

Filing checklist:

  • Complete the Summons (Form SCCA/466) and Complaint for Divorce
  • Prepare a Financial Declaration (required within 45 days of filing)
  • Pay the filing fee ($150-$300 depending on county)
  • File all documents with the Family Court clerk
  • Arrange service of process on your spouse
  • Calendar the 30-day answer deadline after service
  • Calendar the 90-day minimum before requesting a final hearing (fault-based)

Step 9: Navigate the Discovery and Negotiation Phase

After both parties have filed their initial pleadings, the discovery phase begins, during which each side exchanges financial documents, answers written questions (interrogatories), and may take depositions. South Carolina Family Court Rule 20 mandates automatic financial disclosure within 45 days of filing. The discovery phase typically lasts 3-6 months in contested cases. Mediation is strongly encouraged by South Carolina courts, and many counties require at least one mediation session before scheduling a trial.

Discovery and negotiation checklist:

  • Respond to all discovery requests within the 30-day deadline
  • Complete and exchange your Financial Declaration form accurately and thoroughly
  • Attend mandatory mediation (mediator fees typically range from $200-$400 per hour, split between parties)
  • Consider settlement options for each contested issue (property, custody, support, alimony)
  • If your spouse is hiding assets, request subpoenas for bank records, business records, and tax returns
  • Keep all communications with your spouse documented (save texts, emails, and written correspondence)
  • Do not post about your divorce on social media (South Carolina courts regularly admit social media evidence)

Step 10: Attend Your Final Hearing and Obtain Your Divorce Decree

The final hearing in a South Carolina divorce takes place before a Family Court judge. In an uncontested divorce, the hearing typically lasts 15-30 minutes and requires testimony from the plaintiff and one corroborating witness who can confirm the grounds and separation. In a contested divorce, the trial may last several days and involve expert witnesses, property appraisers, custody evaluators, and extensive testimony. The judge issues a Final Order of Divorce, which becomes effective immediately upon signing.

For a no-fault divorce, the final hearing cannot be scheduled until the 1-year separation period is complete. For a fault-based divorce, the earliest a final hearing can be scheduled is 90 days after filing. In practice, court docket congestion means most uncontested cases reach a final hearing 6-16 weeks after all paperwork is complete, and contested cases may take 6-18 months or longer.

Final hearing checklist:

  • Confirm your hearing date and location with the Family Court clerk
  • Prepare your corroborating witness (required for uncontested cases)
  • Bring all original financial documents and exhibits
  • Dress professionally and arrive 30 minutes early
  • If uncontested, bring a proposed Final Order of Divorce for the judge to review
  • After the judge signs the order, obtain certified copies of the divorce decree ($2-$5 per copy)
  • Update your name on driver's license, Social Security card, bank accounts, and insurance policies (if applicable)
  • Update your will, beneficiary designations, and power of attorney documents
  • Notify your employer to update payroll, health insurance, and retirement beneficiaries

Frequently Asked Questions About Divorce in South Carolina

How much does a divorce cost in South Carolina in 2026?

The filing fee for divorce in South Carolina ranges from $150 to $300 depending on the county. As of March 2026, verify with your local clerk. Total costs for an uncontested divorce typically range from $5,000 to $10,000 with an attorney, or $500 to $1,500 if handled pro se. Contested divorces average $10,000 to $25,000 or more depending on the complexity of property division, custody disputes, and trial duration.

How long does a divorce take in South Carolina?

A no-fault divorce in South Carolina takes a minimum of 12 months because S.C. Code Ann. § 20-3-10(5) requires 1 year of continuous separation. A fault-based divorce can reach a final hearing as early as 90 days after filing. Uncontested cases typically finalize within 6-16 weeks after all paperwork is complete. Contested cases commonly take 6-18 months from the filing date, depending on court scheduling and the complexity of disputed issues.

Can I file for divorce in South Carolina without a lawyer?

South Carolina allows pro se (self-represented) divorce filings. The South Carolina Judicial Branch offers free Simple Divorce Packets at sccourts.org for uncontested cases with no children, no property disputes, and no alimony claims. Pro se filing eliminates attorney fees but still requires the $150-$300 filing fee, service costs ($50-$125), and any mediation fees. Cases involving children, significant assets, or contested issues strongly benefit from legal representation.

Does South Carolina require separation before divorce?

South Carolina requires 1 year of continuous separation only for no-fault divorces under S.C. Code Ann. § 20-3-10(5). Spouses must live in completely separate residences for 12 uninterrupted months. Any reconciliation or resumed cohabitation resets the clock. Fault-based divorces (adultery, physical cruelty, habitual drunkenness, desertion) do not require a separation period and can be filed immediately, with a final hearing possible after 90 days.

How is property divided in a South Carolina divorce?

South Carolina uses equitable distribution under S.C. Code Ann. § 20-3-620, meaning the court divides marital property fairly but not necessarily equally. Judges weigh 15 statutory factors including marriage duration, each spouse's contributions (financial and homemaking), earning capacity, and marital misconduct. Common splits range from 50/50 to 60/40. Property owned before marriage, inheritances, and gifts from third parties are generally non-marital, but they can become marital through transmutation.

How is child custody determined in South Carolina?

South Carolina Family Courts determine custody based on the best interest of the child under S.C. Code Ann. § 63-15-240, weighing 17 statutory factors. Key considerations include each parent's relationship with the child, the stability of each home, the child's developmental needs, any history of domestic violence, and the child's preferences if mature enough. South Carolina has no legal presumption favoring mothers, fathers, or joint custody arrangements. The court examines the totality of circumstances in each case.

Does adultery affect divorce outcomes in South Carolina?

Adultery has significant legal consequences in South Carolina divorces. Under S.C. Code Ann. § 20-3-130, a spouse who commits adultery before a formal written settlement agreement or permanent court order is permanently barred from receiving any form of alimony. Adultery also serves as a fault ground for divorce under S.C. Code Ann. § 20-3-10, allowing the innocent spouse to proceed without the 1-year separation period. Courts may also consider adultery as one of the 15 equitable distribution factors when dividing property.

How is child support calculated in South Carolina?

South Carolina uses the Income Shares Model under S.C. Code Ann. § 63-17-470, basing child support on both parents' combined gross monthly income. For example, parents with combined gross income of $10,000 per month and 2 children would owe approximately $1,667 per month, divided proportionally by each parent's income share. Adjustments apply for health insurance premiums, childcare costs, and extraordinary expenses. The court may impute income to an unemployed or underemployed parent based on earning capacity.

Can I get alimony in a South Carolina divorce?

Alimony in South Carolina is not guaranteed and depends on 13 statutory factors under S.C. Code Ann. § 20-3-130, including the marriage duration, each spouse's earning capacity, the marital standard of living, and age and health of both parties. South Carolina offers 5 types of alimony: periodic, lump-sum, rehabilitative, reimbursement, and separate maintenance. Long-term marriages (15+ years) with a significant income disparity are most likely to result in periodic alimony awards. The adultery bar permanently prevents a guilty spouse from receiving alimony.

What documents do I need to file for divorce in South Carolina?

Filing for divorce in South Carolina requires a Summons (Form SCCA/466), a Complaint for Divorce stating your grounds, and the filing fee of $150-$300. Within 45 days of filing, both parties must exchange Financial Declarations per Rule 20. Additional documents include 3 years of tax returns, 6 months of pay stubs, bank and investment statements, mortgage documents, and insurance policies. If children are involved, you will also need a proposed parenting plan and completed Child Support Guidelines Worksheet from dss.sc.gov.

Frequently Asked Questions

How much does a divorce cost in South Carolina in 2026?

The filing fee for divorce in South Carolina ranges from $150 to $300 depending on the county. As of March 2026, verify with your local clerk. Total costs for an uncontested divorce typically range from $5,000 to $10,000 with an attorney, or $500 to $1,500 if handled pro se. Contested divorces average $10,000 to $25,000 or more depending on the complexity of property division, custody disputes, and trial duration.

How long does a divorce take in South Carolina?

A no-fault divorce in South Carolina takes a minimum of 12 months because S.C. Code Ann. § 20-3-10(5) requires 1 year of continuous separation. A fault-based divorce can reach a final hearing as early as 90 days after filing. Uncontested cases typically finalize within 6-16 weeks after all paperwork is complete. Contested cases commonly take 6-18 months from the filing date.

Can I file for divorce in South Carolina without a lawyer?

South Carolina allows pro se divorce filings. The Judicial Branch offers free Simple Divorce Packets at sccourts.org for uncontested cases with no children, no property disputes, and no alimony claims. Pro se filing eliminates attorney fees but still requires the $150-$300 filing fee, service costs ($50-$125), and any mediation fees. Cases involving children or significant assets strongly benefit from legal representation.

Does South Carolina require separation before divorce?

South Carolina requires 1 year of continuous separation only for no-fault divorces under S.C. Code Ann. § 20-3-10(5). Spouses must live in completely separate residences for 12 uninterrupted months. Any reconciliation resets the clock. Fault-based divorces (adultery, physical cruelty, habitual drunkenness, desertion) do not require separation and can be filed immediately, with a final hearing possible after 90 days.

How is property divided in a South Carolina divorce?

South Carolina uses equitable distribution under S.C. Code Ann. § 20-3-620, meaning the court divides marital property fairly but not necessarily equally. Judges weigh 15 statutory factors including marriage duration, each spouse's contributions, earning capacity, and marital misconduct. Common splits range from 50/50 to 60/40. Property owned before marriage, inheritances, and gifts from third parties are generally non-marital but can become marital through transmutation.

How is child custody determined in South Carolina?

South Carolina Family Courts determine custody based on the best interest of the child under S.C. Code Ann. § 63-15-240, weighing 17 statutory factors. Key considerations include each parent's relationship with the child, home stability, developmental needs, domestic violence history, and the child's preferences if mature enough. South Carolina has no legal presumption favoring either parent or joint custody.

Does adultery affect divorce outcomes in South Carolina?

Adultery has significant legal consequences in South Carolina. Under S.C. Code Ann. § 20-3-130, a spouse who commits adultery before a formal settlement agreement or permanent court order is permanently barred from receiving alimony. Adultery also serves as a fault ground, allowing the innocent spouse to proceed without the 1-year separation period. Courts may consider adultery in equitable distribution as well.

How is child support calculated in South Carolina?

South Carolina uses the Income Shares Model under S.C. Code Ann. § 63-17-470, basing support on both parents' combined gross monthly income. For example, parents earning $10,000 combined with 2 children would owe approximately $1,667 per month, divided proportionally. Adjustments apply for health insurance, childcare, and extraordinary expenses. Courts may impute income to unemployed or underemployed parents.

Can I get alimony in a South Carolina divorce?

Alimony is not guaranteed and depends on 13 statutory factors under S.C. Code Ann. § 20-3-130, including marriage duration, earning capacity, marital standard of living, and health. South Carolina offers 5 types: periodic, lump-sum, rehabilitative, reimbursement, and separate maintenance. Long-term marriages (15+ years) with significant income disparity are most likely to result in periodic alimony. Adultery permanently bars the guilty spouse from alimony.

What documents do I need to file for divorce in South Carolina?

Filing requires a Summons (Form SCCA/466), Complaint for Divorce, and the $150-$300 filing fee. Within 45 days, both parties must exchange Financial Declarations per Rule 20. Additional documents include 3 years of tax returns, 6 months of pay stubs, bank statements, mortgage documents, and insurance policies. If children are involved, you need a proposed parenting plan and Child Support Guidelines Worksheet from dss.sc.gov.

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Written By

Antonio G. Jimenez, Esq.

Florida Bar No. 21022 | Covering South Carolina divorce law

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